• Audit file for completeness and accuracy to ensure compliance with underwriting, government, investor, and company guidelines. Calculate fee tolerance cures and determine proper waiting periods. Prepare (Closing Disclosure) CD and coordinate a closing date with the processor.
• Confirm all prior-to-doc conditions are met and signed off by appropriate parties before releasing loan documents. Prepare loan documents and ensure the closing package is complete, fees are accurate, and fully compliant.
• Review the signed closing package for accuracy and execution. Ensure all prior-to-funding conditions are met and properly signed off.
• Approve closing agent’s settlement statement. Prepare and verify final funding figures. Request wire for funding and advise settlement agent of funding authorization.
• Post-closing duties may include confirming recording/disbursement, curing post-closing deficiencies, reconciling final settlement statement and preparing post-closing CD, if needed.

• 3+ years of related experience in Retail Residential Mortgage Closing/Funding or similar field
• High School Diploma or equivalent required
• Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices
• Entry level to intermediate knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations, capital markets and/or other residential mortgage products and services
• Encompass or other LOS system experience required
• Intermediate Conventional and Government loan experience
• Thorough knowledge of TRID and RESPA LE/CD requirements

Physical Requirements:

• Position requires all forms of dexterity/mobility which may include extended periods of sitting/standing. May occasionally required to reach with hands and arms, twist, climb or balance, stoop, kneel crouch or crawl.
• Specific vision abilities required include close vision, distance vision, color vision, peripheral, depth perception and the ability to adjust focus.
• Must be able to speak and hear, lift and carry up to twenty-five pounds (25 lbs.) or occasionally more.
• May be required to drive for business purposes and must hold a valid driver’s license in good standing and maintain personal auto insurance in compliance with local or state requirements.
• Ability to work in a fast-paced, occasionally noisy, or distracting environment.

• 3-6 month, contract-to-hire position with growing client
• Pay range: $24 - $32/hr (based on experience)
• Shift: 9am - 6pm CST, Monday - Friday (Friday is WFH day)
• Employment is contingent on passing a background check and drug screen