Agility 360 is searching for experienced HMDA Data Analyst and Tester for a contract position with our growing client. The HMDA Data Analyst and Tester is responsible for ensuring the accuracy, completeness, and integrity of Home Mortgage Disclosure Act (HMDA) data across Retail and Correspondent Lending channels. This role supports compliance efforts by conducting data reviews, executing test scripts, and collaborating with internal teams to remediate discrepancies and enhance data quality.

Job Responsibilities:

• Data Analysis & Testing

• Perform monthly and quarterly HMDA data integrity reviews using source documentation and system reports (e.g., Encompass, Magnus).
• Execute test scripts for Rate Spread, DTI, Income, and other HMDA data fields using job aids and compliance frameworks
• Validate sample records against source documents and identify root causes for discrepancies
• Use tools such as BI Pulse Reports, FFIEC Geocoder, CFPB Rate Spread Calculator, and Encompass Public Reports to extract and verify data

• Quality Control & Remediation

• Support the second line of defense (2LOD) testing framework by reviewing offshore team findings and ensuring proper resolution
• Document and track remediation efforts for identified HMDA data issues.
• Assist in subsampling validation reviews and ensure accurate reporting across Delegated and Non-Delegated records

• Documentation & Reporting

• Maintain evidence of testing and validation in shared drives and compliance repositories.
• Contribute to the development and refinement of HMDA job aids, procedures, and desktop guides
• Prepare summaries of findings and communicate results to Compliance SMEs and business units.

• Collaboration & Support

• Work closely with Compliance SMEs, Retail and Correspondent Lending teams, and offshore testing teams.
• Participate in the publication and review of updated procedures and job aids in Confluence and Workiva
• Support audit readiness and regulatory reviews by ensuring documentation is complete and accessible.

Experience:

• Bachelor’s degree in Business, Finance, Data Analytics, or related field.
• 2+ years of experience in mortgage compliance or data analysis, preferably with HMDA.
• Proficiency in Excel, Encompass, Magnus, and BI reporting tools.
• Familiarity with CFPB guidelines and Regulation C.
• Strong attention to detail, analytical thinking, and communication skills.
• Strong aptitude for detail, accuracy, and organization
• Conventional and Government loan experienced required
• Ability to work in a high-volume environment

Job Details:

• Contract role with our growing client
• Schedule: Hybrid (M-Th: in office, F: remote)
• Location: Irving, TX 75039
• Pay range: Based on experience
• Employment is contingent on passing a background check and drug screening